Andrew Hahn your local connection for Mortgage Financing for Commerce City Residence and the residence of the Denver Metro Area as well as the State of Colorado.  Capitaladvantagemortgagelending.com.   RENTAL PROPERTY OWNERS THIS IS FOR YOU. In my past Blogs pointed out the value of MAKING HOME AFFORDABLE PROGRAM. Here is yet another reason why I like it. For those of you with Rental Properties this program well allow you to refinance you rentals up to 105% of the value of the property and like with your primary residence it must be a Fannie Mae or Freddie Mac owned loan. One of the differences between your primary residence vs. your investment properties you cannot have secondary loans on the property. So if you have a second mortgage on the property you are not going to be eligible for this program.  There are also guidelines for those who own over 10 financed properties.  Now if your current loan does not have mortgage insurance then you are not required to obtain MI and if you do have MI on the property you are only required to maintain the same level of MI that you currently have. NOT BAD. If you would like to find out more about this program CLICK HERE to access on online loan application or you can feel free to call or email CLICK HERE for my contact information

For you Property owners in Commerce City, Denver and the Metro Area there is a government program that lets you take advantage of today’s low interest rates. The Home affordable Refinance Program HARP also lets you refinance your investment properties even if the amount of your current loan is 105% of the value of the property.  With this refinance program if your current does not have Mortgage Insurance you well not be required to obtain mortgage insurance and if you do have mortgage insurance you would only need to maintain the same level of MI. In order to qualify for this program your loan needs to be owned by Fannie Mae or Freddie Mac. If your interested or have more questions visit my business website CapitalAdvantageMortgage.com A few minutes could save you hundreds, don’t miss this opportunity to lock up a low interest rate as this is a government program it might not last.

Andrew Hahn is a Mortgage Professional licensed in the state of Colorado with over 18 years in the mortgage industry.

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Andrew Hahn is the President of Capital Advantage LLC. a residential Mortgage lending company located in Commerce City Colorado. Andrew Hahn has over 18 years experience in residential lending. I  have lived and work in Commerce City for over 6 years. The business’s website has many helpful pages set up to add a convenience to the Commerce City residence such as LOCAL RESOURCE PAGE just click on the highlight name and it well take to the page. Andrew has also established a Mortgage blog to help answer questions and to help explain changes to the mortgage process, if you click on the highlighted link it well take you to the mortgage blog Denvermortgagelending.com and if you have any question that you would like to ask please go to the comment section and leave your question and Andrew Hahn well get back with you. For those who live in Commerce City give Andrew Hahn a call.

Andrew Hahn is a Mortgage refinance specialist located in Commerce City Colorado. I’m a Licensed Mortgage broker in the state of Colorado and have over 18 years experience in the mortgage and real estate industry. In a previous post I pointed out a strategy for those who have ARM loans. To take advantage of a lower and potentially lowering interest rate before timing the market to make the move to a fixed rate loan. Well i feel pretty strongly now is the time if you want to get a fixed rate interest rate around 5%; rates are on the move up. Take the time and give me a call to see how we can best get you into a better loan before rates move up to the 6% range. I feel 6% is just around the corner and I’m do not think we are going to see below 5% anytime soon. Visit my business website CapitalAdvantageMortgage.com and get a free rate quote.

DON”T WAIT TIME IS RUNNING OUT RATES ARE ON THE WAY UP.

In today’s chase for the best rate, for those who have a *conforming Adjustable Rate Mortgage or to be more specific a loan owned by Fannie Mae or Freddie Mac the chances are your ARMs interest rate has been going down and is lower than today’s fixed interest rate loans. If you want to get out of the uncertainty of an ARM and want a fixed rate loan have you a decision to make. More than likely to make the move to a fixed rate loan your rate is more than likely going to be higher and therefore your payment is going to go up. Now the challenging aspect is going to be timing. You want to take advantage of your lower rate as long as possible yet when you make the move to a fixed rate loan you want to lock in at the lowest rate you can. Timing the market is always a tough call and trying to guess when the 30 year fixed rates are going to reach their lows is even more difficult given the challenges in the markets today. Unless there is another sizable drop in the market we might have seen the all time lows and rates are starting the trend back up. Now could be the time to start watching the rates to try to catch them on a dip and get locked in, in the upper 4%’s to low 5% range, at this time 4.75% or lower doesn’t appear to be in the stars; unless you buy the rate down (not usually money well spent unless paid by some else). So what I recommend is that we start crunching the numbers now to determine a strategy and to be at the ready when rates get to your sweet spot. To sign up for my rate quote CLICK HERE. Andrew Hahn Commerce City resident helping those in our Community obtain the best mortgage loan the market has to offer. Visit my personal website and drop me a comment  Andrew-Hahn.com At my business website visit my recommended professionals in our area. And I have put together links for local resources to help find links and phone numbers to services in our area.

Refinancing in Commerce City? Its going to be a little different in 2010. But first Happy New Year, I don’t know about you but I was ready for the old one to be over, although there are many changes to the loan process (some good some not so good) the loan process has changed the way you borrow money. For 2010 there are still some government programs that help those who are underwater on the value of your property and now is the time to find out if you qualify, Don’t wait the government giveth and the government is going to taketh away. Its starting now, the mortgage interest rates are on the move and the direction is up although they are still low its not going to be that way for much longer. If you live in Commerce City and are considering refinancing give me a call or you can go to my business website and leave me your information and I’ll get back with you CapitalAdvantageMortgage.com I live and work in Commerce City and I am active in our community. I have provided for your convenience several web pages that can be a short cut to

Local Resources or

Recommended Professionals

I wish you all a wonderful New Year and look forward to hearing from you.

Best wishes Andrew Hahn