Here is a beautiful property listed for sale in the Reunion Neighborhood in Commerce City.  On my website www.capitaladvantagemortgage.com.  I have an area to display listings and  wanted to showoff a new listing that was just added.  Check out this wonderful home CLICK HERE to see the details.  When you visit my website you can click to go to a video tour of this property located across the street from a neighborhood park, perfect for a family with kids. All the whistles and bells are here: 3 Bedroom, 2.5 baths, incredible wood floors up & down, light, bright, wonderful floor plan, rear entry garage, directly across from park, huge master suite with Australian Cypress floors, Country Kitchen with an abundance of 42″ hickory cabinets, stainless steel appliances, solid granite counters, open floor plan, detailed and lush landscaping and priced to move fast ($60,000 below purchase price in 2003).

I would also like to introduce the Realtor Listing the Property, he is a new member of my recommended professionals Pat Knapp CLICK HERE for all of Pat’s Contact information.  Remember if your looking to purchase a new home it’s always best to get pre-approved before you go out looking for that new home.  My business website has a page where you can sign in and fill out a secure loan application CLICK HERE to start the process.  If you would prefer you can always call me and we can set up an appointment and I can go over the loan process with you.  I always like to meet with you I feel it’s always good to be able to put a face to the person you’re going to be working with.

Please feel free to post any comments or contact me; have a great Day Andrew Hahn

As I have been telling all the HARP or Home Affordable refinance Program is one of the really great government programs that more people need to take advantage of. This program was just extended for another year, it was set to expire on June 15th of 2010 but was extended until June, 30 2011 now we just need to get the word out to people to take advantage of the program.This program allows you to refinance at the current market low rates even if your properties value is less than what you owe. CLICK HERE to go to my website to apply; Don’t wait to long rates are more likely to go up given the current economic outlook.  To find out more information about the HARP program you can visit my other mortgage Blog at www.denvermortgagelending.com .

And if you get the chance visit my personal blog  www.Andrew-Hahn.com .

Well out here in reunion this morning it feels like spring is on it’s way Have a wonderful day from Andrew Hahn and remember to give me a call if your considering a refinance or if your looking to purchase real estate in Commerce City, Denver or anywhere in the state of Colorado.

Andrew Hahn your local connection for Mortgage Financing for Commerce City Residence and the residence of the Denver Metro Area as well as the State of Colorado.  Capitaladvantagemortgagelending.com.   RENTAL PROPERTY OWNERS THIS IS FOR YOU. In my past Blogs pointed out the value of MAKING HOME AFFORDABLE PROGRAM. Here is yet another reason why I like it. For those of you with Rental Properties this program well allow you to refinance you rentals up to 105% of the value of the property and like with your primary residence it must be a Fannie Mae or Freddie Mac owned loan. One of the differences between your primary residence vs. your investment properties you cannot have secondary loans on the property. So if you have a second mortgage on the property you are not going to be eligible for this program.  There are also guidelines for those who own over 10 financed properties.  Now if your current loan does not have mortgage insurance then you are not required to obtain MI and if you do have MI on the property you are only required to maintain the same level of MI that you currently have. NOT BAD. If you would like to find out more about this program CLICK HERE to access on online loan application or you can feel free to call or email CLICK HERE for my contact information

Andrew Hahn is a Mortgage refinance specialist located in Commerce City Colorado. I’m a Licensed Mortgage broker in the state of Colorado and have over 18 years experience in the mortgage and real estate industry. In a previous post I pointed out a strategy for those who have ARM loans. To take advantage of a lower and potentially lowering interest rate before timing the market to make the move to a fixed rate loan. Well i feel pretty strongly now is the time if you want to get a fixed rate interest rate around 5%; rates are on the move up. Take the time and give me a call to see how we can best get you into a better loan before rates move up to the 6% range. I feel 6% is just around the corner and I’m do not think we are going to see below 5% anytime soon. Visit my business website CapitalAdvantageMortgage.com and get a free rate quote.

DON”T WAIT TIME IS RUNNING OUT RATES ARE ON THE WAY UP.

In today’s chase for the best rate, for those who have a *conforming Adjustable Rate Mortgage or to be more specific a loan owned by Fannie Mae or Freddie Mac the chances are your ARMs interest rate has been going down and is lower than today’s fixed interest rate loans. If you want to get out of the uncertainty of an ARM and want a fixed rate loan have you a decision to make. More than likely to make the move to a fixed rate loan your rate is more than likely going to be higher and therefore your payment is going to go up. Now the challenging aspect is going to be timing. You want to take advantage of your lower rate as long as possible yet when you make the move to a fixed rate loan you want to lock in at the lowest rate you can. Timing the market is always a tough call and trying to guess when the 30 year fixed rates are going to reach their lows is even more difficult given the challenges in the markets today. Unless there is another sizable drop in the market we might have seen the all time lows and rates are starting the trend back up. Now could be the time to start watching the rates to try to catch them on a dip and get locked in, in the upper 4%’s to low 5% range, at this time 4.75% or lower doesn’t appear to be in the stars; unless you buy the rate down (not usually money well spent unless paid by some else). So what I recommend is that we start crunching the numbers now to determine a strategy and to be at the ready when rates get to your sweet spot. To sign up for my rate quote CLICK HERE. Andrew Hahn Commerce City resident helping those in our Community obtain the best mortgage loan the market has to offer. Visit my personal website and drop me a comment  Andrew-Hahn.com At my business website visit my recommended professionals in our area. And I have put together links for local resources to help find links and phone numbers to services in our area.

In today’s chase for the best rate, for those who have a *conforming Adjustable Rate Mortgage or to be more specific a loan owned by Fannie Mae or Freddie Mac the chances are your ARMs interest rate has been going down and is lower than today’s fixed interest rate loans. If you want to get out of the uncertainty of an ARM and want a fixed rate loan have you a decision to make. More than likely to make the move to a fixed rate loan your rate is more than likely going to be higher and therefore your payment is going to go up. Now the challenging aspect is going to be timing. You want to take advantage of your lower rate as long as possible yet when you make the move to a fixed rate loan you want to lock in at the lowest rate you can. Timing the market is always a tough call and trying to guess when the 30 year fixed rates are going to reach their lows is even more difficult given the challenges in the markets today. Unless there is another sizable drop in the market we might have seen the all time lows and rates are starting the trend back up. Now could be the time to start watching the rates to try to catch them on a dip and get locked in, in the upper 4%’s to low 5% range, at this time 4.75% or lower doesn’t appear to be in the stars; unless you buy the rate down (not usually money well spent unless paid by some else). So what I recommend is that we start crunching the numbers now to determine a strategy and to be at the ready when rates get to your sweet spot. To sign up for my rate quote CLICK HERE.

* Non conforming loans such as subprime loans or portfolio loans (some institutions keep their loans) are probably seeing their rates go up and are not eligible for loan programs created by Fannie Mae and Freddie Mac.

I’ll provide topics that are related to the financing of Real Estate. With all the changes that have taken place in the mortgage industry it’s been difficult to keep up for most people who don’t monitor the events virtually on a daily basis. I’ll point out the changes that affect your ability to refinance your property or to purchase property. I welcome you to ask me questions that concern your specific situation. I’ll also work on keeping you in the loop on changes that are going to affect us in the future as they become known. I have over 18 years experience in the mortgage industry. I’m located in Commerce City Colorado on the north east edge of Denver Colorado. Capital Advantage LLC. is a small boutique style mortgage company with my priority on maintaining the highest standard of customer service combined with obtaining the lowest rates the market has to offer. I’m not in this business to have an office full of loan originators and not be able to provide the personal service I feel you deserve. By remaining a small independent mortgage broker I can also maintain the lowest fees in the industry. Be wary of lenders that offer free appraisals, as we all know they aren’t free and get paid for somewhere in the fees or by back end fees which require an increase in the interest rate. I provide an honest upfront method of doing business, my goal is your total satisfaction and to earn the highest compliment of a referral from you. I look forward to hearing your comments and questions. If you would like more information about me please Visit my website: Click Here